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Best places to live in Germany for expats: Berlin, Munich, Hamburg, Frankfurt

By The Hello Expat editorial team·Updated on 21 October 2026·6 min read

In this article
  1. What do the four big cities have in common?
  2. Berlin: one of the best places to live in Germany for an international life
  3. Munich: Bavaria's well-organised and expensive reputation
  4. Hamburg: the port city with a citywide rent brake
  5. Frankfurt: finance, travel and a French lycée
  6. How do you compare the rest of Germany?
  7. What does it cost?
  8. Which mistakes should you avoid when choosing a city?
  9. What are the best places to live in Germany for families?
  10. How do holidays and shop hours differ between cities?

Ask three Germans which city is best and you will start an argument. The honest answer to the question of the best places to live in Germany is that it depends on what you are optimising: language, work, rent, children, climate, culture. Germany has no single capital of everything. It has several large cities with distinct personalities, and the rules you live under change from one to the next.

This guide does not rank them or quote rents, because rents move fast and vary by district. It shows how the four cities most expats ask about differ in ways that official sources confirm, and how to check what matters for your own case.

What do the four big cities have in common?

All four are large cities with major airports, strong public transport, international employers and a notable English-speaking community. In all of them you will register your address at a citizens' office with an appointment (Anmeldung), face a competitive rental market, and deal with the same federal rules on tax, health insurance and employment. Berlin, Hamburg and Bremen are city-states, which means the city is also a Land. That matters because many rules belong to the Land.

Before you fall for a city, compare these seven things: rent and the rent rules, schools and nurseries, public holidays and shop hours, church tax, property transfer tax if you plan to buy, the job market in your field, and distance from home.

Berlin: one of the best places to live in Germany for an international life

Berlin is the most international of the four, and the one where English works best in daily life. Some official facts that matter:

  • Registration. Free, by appointment at any Bürgeramt, with an online route for adults who are German or EU citizens and have an ID with the online function.
  • Nursery. Childcare in Berlin is free for all children, according to the city, since August 2018. You pay €23 a month for lunch, and a nursery may ask at most €100 a month for extra services.
  • Buying. Property transfer tax is 6%, one of the higher rates.
  • Pets. The city runs a dog register, which also counts as the tax declaration.

Berlin is the city where schools of many systems exist, including a French lycée. Read our guide to renting in Germany before you view anything.

Munich: Bavaria's well-organised and expensive reputation

Munich is the capital of Bavaria, and Bavarian law shapes daily life. Shops close on Sundays and public holidays, and on weekdays before 6 am and after 8 pm, under the Bavarian shop-hours law of 2025, with the 24 December closing at 2 pm. Church tax is 8% of income tax in Bavaria instead of the 9% found in most other Länder. Registration is free, and you can register online for a main home, but not with a future move-in date. Munich has a French lycée (Lycée Jean-Renoir) and international schools.

If you plan to buy, the property transfer tax rate in Bavaria is set by the Land, so ask the notary on the day of signing. Our guide to buying property in Germany shows where to look.

Hamburg: the port city with a citywide rent brake

Hamburg's city government has said that the rent brake (Mietpreisbremse) applies across the whole city from 1 January 2026 to 31 December 2029. This means that when you sign a new lease, the rent may not exceed the local reference rent by more than 10%, subject to exceptions such as new buildings and fully refurbished homes. If you are renting, this rule can help you check an asking price against the Hamburg rent guide. The property transfer tax is 5.5%. The city has a French lycée and a French primary school.

Frankfurt: finance, travel and a French lycée

Frankfurt is the country's financial centre and a major air hub, in the Land of Hesse. As in most Länder, church tax in Hesse is 9%. Frankfurt has a French school (Lycée Victor-Hugo) and international schools; fees are set by each school. Check Hesse's rules for the rent brake and for dog or second-home taxes, which depend on the municipality. If you commute from the suburbs, you also have to check which municipality's rules apply to you.

How do you compare the rest of Germany?

Do not stop at the big four. Düsseldorf, Cologne, Stuttgart, Leipzig, Dresden, Hanover and many university towns are widely appreciated. The same method works:

  1. Check your sector. Where are the employers in your field? A job in engineering looks different from one in tech, finance or research.
  2. Check the rent rules. Look at the local rent guide, the Mietspiegel, published by many municipalities, and find out whether your city is in a rent-brake area decided by its Land.
  3. Check schools and nurseries. Places are limited in big cities. If you need a French or international school, contact it before you commit to a district.
  4. Check the Land rules. Holidays, school systems and church tax depend on the Land.
  5. Visit in winter. Dark afternoons change how a city feels.
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If you are choosing between two cities for a job, a partner or a child's school, the differences in rules, taxes and local procedures can tip the decision. Moovy can compare them with you, in plain English, using official sources and tell you where to confirm each point. It does not choose where you live.

What does it cost?

Rents are the largest variable, but the national picture gives a useful reference. The Federal Statistical Office found that in 2023 the average household spent about €3,030 a month, with roughly 37.5% on housing and energy, and a higher share for single people. That is a national average, not a price list for Berlin or Munich. Our cost of living in Germany article puts it in context.

Which mistakes should you avoid when choosing a city?

  • Choosing by reputation alone. Compare the rules that apply to you.
  • Forgetting the rent rules. The rent brake depends on the city and the Land.
  • Ignoring shop hours. In Bavaria, Sunday shopping is not an option.
  • Leaving schools for later. Waiting lists exist.
  • Signing before viewing. Fake listings exist; never pay before you view and sign.

What are the best places to live in Germany for families?

For families the question is mostly about nurseries and schools. By law every child has a right to a childcare place from their first birthday, and from the age of three to a place in a kindergarten until school. Organisation, fees and waiting lists belong to the Länder and cities, so they differ. Berlin, as noted, makes nursery care free. For children starting first grade from 2026/27, the law also provides a right to eight hours of care a day on weekdays until the fifth grade, introduced year by year: first grade in 2026/27, then one more grade each year, until the whole primary school is covered from 2029/30.

School itself is a matter for the 16 Länder, so ages, school types and calendars change when you cross a border between Länder. Our guide to schools in Germany explains this. When you compare the best places to live in Germany for a family, ask the city's youth office (Jugendamt) how long the nursery waiting list is.

How do holidays and shop hours differ between cities?

Only one public holiday is set by federal law, 3 October. Nine are common to all Länder: New Year, Good Friday, Easter Monday, Ascension, Whit Monday, 1 May, 3 October and 25 and 26 December. The rest depend on the Land: Bavaria adds Epiphany, Corpus Christi and All Saints, for example, while Berlin has International Women's Day on 8 March. A colleague in Munich may be off while you work in Berlin.

Shop hours differ too. Bavaria bans Sunday and holiday opening in most shops, while other Länder have different laws, so look up your own. Our article on daily life in Germany explains the Sunday rules.

Frequently asked questions

What is the best city in Germany for expats?+

There is no single answer. Berlin has the most international scene and free nursery care, Munich is the most regulated and has a lower church-tax rate, Hamburg applies a rent brake across the whole city until the end of 2029, and Frankfurt is the financial centre with several international schools.

Do rules change from one German city to another?+

Yes. Federal law sets the framework, but the Länder and cities decide shop opening hours, school systems, public holidays, church tax rate, property transfer tax and the areas where the rent brake applies.

Is it hard to find a flat in the big cities?+

Often, yes. Prepare your documents in advance and know the rent rules for the city you target. Never pay money before viewing and signing.

Which cities have French or international schools?+

The AEFE directory lists French schools in Berlin, Hamburg, Frankfurt, Munich, Düsseldorf, Bonn, Heidelberg, Stuttgart, Saarbrücken and Freiburg. Private international schools exist in the large cities and charge fees.

Should I live in the city or the suburbs?+

That depends on your commute and the rent rules. Inside a city that applies the rent brake, new rents are capped. Outside it, rules may differ. Check your municipality's rules and the local rent guide, the Mietspiegel.

Sources consulted

  • BGB, § 556d Zulässige Miethöhe bei Mietbeginn
  • City of Hamburg, Senate press release on the rent brake regulation 2026-2029
  • Service Berlin (city services portal)
  • City of Munich, registration of residence
  • Destatis, cost of living 2023
  • AEFE, network of French schools abroad (directory consulted 20/10/2026)

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In this article

  1. What do the four big cities have in common?
  2. Berlin: one of the best places to live in Germany for an international life
  3. Munich: Bavaria's well-organised and expensive reputation
  4. Hamburg: the port city with a citywide rent brake
  5. Frankfurt: finance, travel and a French lycée
  6. How do you compare the rest of Germany?
  7. What does it cost?
  8. Which mistakes should you avoid when choosing a city?
  9. What are the best places to live in Germany for families?
  10. How do holidays and shop hours differ between cities?

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