The guide
Settling in Estonia, topic by topic.
The rules that matter, checked on official websites and explained simply. To find out what applies to your situation, ask Moovy, our AI assistant.
- ResidenceRegistering, deadlines, papers to keep.Moovy answers questions on this topic
- Public services and online portalsWho does what, digital identity, the order of steps.
- Who does what in the Estonian administration, and how to do your procedures online?
- Tax numberGetting it, before or after you arrive.
- How to get your Estonian personal identification code (isikukood)?
- TaxesTax residence, rates, schemes for newcomers.Moovy answers questions on this topic
- HealthcareRegistering, the European Health Insurance Card, the S1 form.
- How to be covered by public health insurance (Tervisekassa) when you settle in Estonia?
- Health insurance required for visas and permits: what EU rules ask (short and long stays)
- SchoolEnrolling your children, international schools, childcare.
- How to enrol your child in school in Estonia (school, nursery, language of instruction)?
- Working for yourselfLegal forms, contributions, VAT, accounting.Moovy answers questions on this topic
- WorkContract, salary, unemployment, recognition of qualifications.
- Working in Estonia: right to work, contract, 2026 minimum wage and unemployment
- HousingRenting, buying, lease pitfalls.
- How to rent a home in Estonia: lease, security deposit, notice and rent increase?
- BankingOpening an account, what you will be asked for.
- How to open a bank account in Estonia, and what are the rules for a mortgage?
- Driving licence and carExchanging your licence, registering your car.
- Driving and registering your car in Estonia: licence, 2026 taxes, insurance and winter tyres
- RetirementReceiving your pension, settling as a retiree.
- Retiring in Estonia: settling as a retiree, health, taxes and the Estonian pension in 2026
- Customs and daily lifeLanguage, opening hours, manners, what surprises newcomers.
- Living in Estonia: the customs, languages and everyday life to know about
These guides give the general rules. Your situation can change the answer: Moovy looks at it with you and tells you when you need a professional.
Your move, one step at a time.
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