The guide
Settling in Spain, topic by topic.
The rules that matter, checked on official websites and explained simply. To find out what applies to your situation, ask Moovy, our AI assistant.
- ResidenceRegistering, deadlines, papers to keep.Moovy answers questions on this topic
- Public services and online portalsWho does what, digital identity, the order of steps.
- Which authority does what in Spain, and how do you handle your procedures online (Cl@ve, digital certificate, cita previa)?
- Tax numberGetting it, before or after you arrive.
- How do you get your NIE (foreigner identity number) in Spain?
- TaxesTax residence, rates, schemes for newcomers.Moovy answers questions on this topic
- HealthcareRegistering, the European Health Insurance Card, the S1 form.
- How do you get access to the public health system when you settle in Spain?
- Health insurance required for visas and permits: what EU rules ask (short and long stays)
- SchoolEnrolling your children, international schools, childcare.
- How do you enrol your child in school in Spain: ages, enrolment, languages and French schools?
- Working for yourselfLegal forms, contributions, VAT, accounting.Moovy answers questions on this topic
- WorkContract, salary, unemployment, recognition of qualifications.
- Working in Spain: finding a job, contract, 2026 minimum wage, working time, leave and unemployment
- HousingRenting, buying, lease pitfalls.
- Renting a home in Spain: lease length, deposit, rent increases and agency fees
- Buying a home in Spain as a foreigner: NIE, earnest money, notary, registry and purchase taxes
- BankingOpening an account, what you will be asked for.
- Opening a bank account and borrowing to buy a home in Spain when you come from another country
- Driving licence and carExchanging your licence, registering your car.
- Driving in Spain with your European licence: exchange, renewal and registration with the DGT
- Importing your car to Spain: technical inspection, registration tax and Spanish plates
- RetirementReceiving your pension, settling as a retiree.
- Retiring in Spain: S1 form, tax on your pension and Spanish retirement age
- Customs and daily lifeLanguage, opening hours, manners, what surprises newcomers.
- Customs and everyday life in Spain: languages, opening hours, 2026 and 2027 public holidays, tipping and working life
These guides give the general rules. Your situation can change the answer: Moovy looks at it with you and tells you when you need a professional.
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