The blog
Croatia, from the inside.
Paperwork, daily life, neighbourhoods, budget, culture: everything we wish we had known before unpacking.
Schools in Croatia for expat children: nursery, enrolment and languages
Schools in Croatia for expat children: free state schooling from age 6, February enrolment via e-upisi, nursery costs and the 2026-2027 calendar.
6 min readFamily and workRetiring in Croatia: S1, pension tax and the Croatian pension age
Retiring in Croatia: residence declaration, S1 health cover, how a foreign pension is taxed, INO-DOH, the 50% relief in some areas, Croatian pension age.
6 min readPaperworkResidence in Croatia for EU citizens: registering your stay with the police
Residence in Croatia for EU citizens: the 15-day address rule, the 8-day stay declaration after three months, forms 6b and 1b, the free certificate.
5 min readWhere to liveRenting in Croatia: the written lease, deposit and notice rules
Renting in Croatia: a written lease is required, a one-month deposit, three months' notice for the tenant, landlord termination grounds, coastal traps.
6 min readPaperworkOpening a bank account in Croatia: OIB, basic account and free services
Opening a bank account in Croatia: the OIB you need, the free service package since 1 January 2026, the basic account for EU residents and mortgage basics.
6 min readPaperworkMoving to Croatia: the step-by-step guide to your first weeks
Moving to Croatia from the EU or UK: the order for your OIB, police registration, health cover, tax card and bank account, with the deadlines that matter.
6 min readPaperworkMoving to Croatia from the UK after Brexit: what you need now
Moving to Croatia from the UK: Withdrawal Agreement rights before 2021, visas and permits for newcomers, the 90-day rule, licence, health and property.
6 min readDaily lifeLiving in Croatia: language, Sunday closing, coffee and daily life
Living in Croatia day to day: Croatian and English, shops closed on Sundays, the coffee ritual, 2026 public holidays, emergency numbers, work rules.
5 min readBudgetIncome tax in Croatia for new residents: rates by town, allowance and returns
Income tax in Croatia for new residents: the 183-day test, two rates set by your town, the 600-euro monthly allowance and foreign income.
6 min readHealthHealthcare in Croatia for expats: the HZZO, your card and your doctor
Healthcare in Croatia for expats: register with the HZZO within 8 days, what it costs, the EHIC and S1, choosing a doctor and supplementary cover.
6 min readPaperworkDriving in Croatia: your licence, registering a car and the special vehicle tax
Driving in Croatia as a resident: no exchange for an EU licence, registering a foreign car, the special vehicle tax (PPMV), insurance and the 15-day rule.
6 min readPaperworkCroatia OIB number: how to get your personal identification number
Croatia OIB number explained: when the police assign it, how to request it online or at the tax office, what documents to bring and what it is needed for.
5 min readPaperworkCroatia digital nomad visa: who qualifies, what it costs and what it does not cover
Croatia digital nomad visa: up to 18 months, 3,622.50 euros a month or savings, fees, documents and how to apply, plus what EU citizens do instead.
6 min readBudgetCost of living in Croatia: rent, salaries and everyday prices in the euro era
Cost of living in Croatia in 2026: average rents in Zagreb, Split, Rijeka and Osijek, salaries, the minimum wage, everyday prices and the euro since 2023.
5 min readWhere to liveBuying property in Croatia as a foreigner: the 3% tax and the notary
Buying property in Croatia as a foreigner: EU buyers' rights, the 3% transfer tax, notary and land registry steps, and non-EU consent.
5 min readWhere to liveBest places to live in Croatia: Zagreb, Split, Istria and the islands
Best places to live in Croatia: Zagreb, Split, Rijeka, Istria, Zadar, Dubrovnik, Osijek and the islands, with rents, prices and local tax rates compared.
5 min readYour move, one step at a time.
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