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Renting in the Netherlands: contracts, deposit and the housing crisis

By The Hello Expat editorial team·Updated on 21 October 2026·6 min read

In this article
  1. How tight is the housing market?
  2. What kind of rental contract will you get?
  3. How much can you be asked to pay upfront?
  4. How is the rent controlled?
  5. What should be in writing?
  6. How do you end the lease?
  7. How do you search for renting in the Netherlands without getting scammed?
  8. What does renting in the Netherlands look like if you share or sublet?
  9. What can you do if there is a problem with your rent?
  10. What is mid-rent (middenhuur) and why does it matter?
  11. What are the classic traps?

Looking for a home is the hardest part of arriving in the Netherlands, and every newcomer hears the same story: viewings with twenty people, offers above the asking price, landlords who ask for a lot of paper. The law does protect tenants. This is how renting in the Netherlands works in 2026, and where the traps are.

How tight is the housing market?

Very. The government's own estimate puts the statistical housing shortage in 2026 at about 384,000 homes, or 4.6% of the housing stock (Volkshuisvesting Nederland), and says it is shrinking slowly. A statistical shortage is not a count of homeless people; it measures how many extra homes would be needed. But it explains why searches take longer than people expect, and why you should start before you land.

You also need an address for the town hall; see residence in the Netherlands for EU citizens. If your first address is short-term, you can register at it, but ask your municipality what it accepts.

What kind of rental contract will you get?

Since the Wet vaste huurcontracten took effect on 1 July 2024, a new lease is in principle for an indefinite period. Temporary contracts are only allowed for specific groups, for example students renting for their studies, people temporarily staying elsewhere because of work or renovations, and a few social cases. A temporary contract lasts at most two years, the landlord must warn you by letter one to three months before the end date, and if they do not, the contract becomes permanent. Contracts signed before 1 July 2024 stay as they were.

Some temporary forms remain possible, for instance renting out a room in the owner's own home (hospitaverhuur) or certain vacancy-law rentals. The Rijksoverheid also notes that the rules for temporary leases are under review. A "short stay" offer that looks like a rental is not a normal lease; ask what contract you are being given before you pay.

How much can you be asked to pay upfront?

The deposit (waarborgsom) is capped at two months of base rent (kale huur) for contracts signed since 1 July 2023. Contracts before that date allowed three. Your landlord must return it within 14 days of the end of the lease, without interest, or within 30 days with a written breakdown if they deduct costs.

The law lists what can be deducted: overdue rent, service charges, damage you caused and the energy performance fee. Administration costs and normal wear and tear cannot be taken off. If the landlord uses an agency, they pay the agency, and the agency cannot also charge you a fee. Pay by bank transfer or against a receipt, never cash to a person you have not met.

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If a landlord wants three months of deposit, a "viewing fee" or a payment before you have seen the flat, or if your contract looks like it might be a temporary one in disguise, Moovy can compare what you were offered with the official rules and tell you where to report it. It cannot negotiate or sign for you.

How is the rent controlled?

Rents in the social and mid-rent segments are linked to a points system (Woningwaarderingsstelsel, WWS) that scores the quality of the home. In 2026 homes scoring between 144 and 186 points fall in the mid-rent segment, with a rent ceiling of €1,228.07 a month. Above that, the free sector has few limits on the starting rent, but rent increases are capped.

The maximum rent increase in 2026, once a year, is 4.1% for social housing, 6.1% for mid-rent and 4.4% for the free sector. If you think your rent is too high for the points, the Huurcommissie (rent tribunal) can review it, and its website has a points calculator.

What should be in writing?

The landlord has to give you written information on your rights and duties, the conditions of the deposit, their contact details, the service costs and your municipality's reporting point. Read the contract for the duration (indefinite or temporary), the base rent, the service costs, the notice period and who is responsible for maintenance.

Since 2023 the law also bans discrimination and intimidation by landlords, and you can report such behaviour to your municipality's meldpunt.

How do you end the lease?

Tenants do not need a reason. Give notice in writing and respect the period in your contract and the law. When you leave, ask for a dated and signed handover report (opleverrapport) so that nobody can argue about the state of the home later.

How do you search for renting in the Netherlands without getting scammed?

In a tight market, the temptation is to pay quickly. Resist it. Visit the home yourself or send someone you trust, and check the identity of the person you are dealing with before any payment. The Dutch government says the landlord must give you written information about your rights and duties, the deposit conditions, the service costs and your municipality's reporting point. A landlord who does not want to do any of this is a warning sign.

Pay the deposit by bank transfer or against a receipt. Never pay a "viewing fee" or "administration fee": the law caps the deposit at two months of base rent for recent contracts, and administration costs may not be taken from it. If an agency is involved, the landlord pays it, and it cannot also charge you.

What does renting in the Netherlands look like if you share or sublet?

If you rent a room in someone's home, the temporary form of lodging (hospitaverhuur) remains possible under the new rules, and sharing a home has its own rules in many municipalities. Ask what contract you are getting, and whether you can register at the address with your municipality, because your BSN depends on registration; see BSN number in the Netherlands. If you sublet from a tenant, ask for the main landlord's consent in writing.

What can you do if there is a problem with your rent?

You have several routes. The Huurcommissie (rent tribunal) can assess whether the rent matches the points, for social and mid-rent homes. Your municipality has a reporting point for landlord misconduct, including discrimination and intimidation, which the law of 2023 prohibits. The Juridisch Loket offers free first legal advice. And if the problem is the deposit, remember the deadlines: 14 days to return it, 30 days with a written breakdown.

Keep every message with your landlord in writing, and keep the handover report. In a dispute, it is the paper that counts.

What is mid-rent (middenhuur) and why does it matter?

The mid-rent segment (middenhuur) is the part of the market between social and free-sector housing. In 2026 it covers homes with 144 to 186 points and a rent ceiling of €1,228.07 a month. Rent increases are capped at 6.1% in 2026. If your rent looks high for the size and quality of the home, calculate the points: you may be entitled to a lower rent.

What are the classic traps?

  • Fake adverts. If the price is too good and the landlord is abroad, do not pay before you have seen the home and confirmed who owns it.
  • A three-month deposit or "administration fees". Not allowed for recent contracts.
  • A temporary contract outside the exceptions. Ask what exception applies.
  • A rent that does not match the points. The Huurcommissie can lower it.
  • Treating registration as an afterthought. Ask whether you may register at the address; see BSN number in the Netherlands.

Looking at the other side of the market? Read buying property in the Netherlands. For choosing a city, see best places to live in the Netherlands.

Frequently asked questions

Are Dutch rental contracts permanent?+

Since 1 July 2024, a new lease should in principle be for an indefinite period. Temporary contracts are allowed only for listed groups, such as students renting for their studies, and last at most two years.

How big can the deposit be?+

For contracts signed since 1 July 2023, two months of base rent at most. The landlord must return it within 14 days of the end of the lease, or within 30 days with a written statement if costs are deducted.

Can an agency charge me a fee?+

If the landlord uses an agency, the landlord pays it and the agency cannot also charge you.

How much can my rent go up in 2026?+

At most 4.1% for social housing, 6.1% for mid-rent homes and 4.4% in the free sector, once a year.

Where can I check a rent that seems too high?+

The Huurcommissie (rent tribunal) can assess the rent of social and mid-rent homes using the points system, and your municipality has a reporting point for unfair landlord behaviour.

Sources consulted

  • Rijksoverheid, Mag mijn verhuurder mij een tijdelijk huurcontract aanbieden?
  • Rijksoverheid, Waarborgsom bij huur van een woning
  • Rijksoverheid, Wet vaste huurcontracten vanaf 1 juli 2024 van kracht
  • Volkshuisvesting Nederland, Landelijke regels van goed verhuurderschap
  • Rijksoverheid, Maximale huurverhoging middenhuur 2026
  • Volkshuisvesting Nederland, Het statistisch woningtekort uitgelegd

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In this article

  1. How tight is the housing market?
  2. What kind of rental contract will you get?
  3. How much can you be asked to pay upfront?
  4. How is the rent controlled?
  5. What should be in writing?
  6. How do you end the lease?
  7. How do you search for renting in the Netherlands without getting scammed?
  8. What does renting in the Netherlands look like if you share or sublet?
  9. What can you do if there is a problem with your rent?
  10. What is mid-rent (middenhuur) and why does it matter?
  11. What are the classic traps?

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