The guide
Settling in Finland, topic by topic.
The rules that matter, checked on official websites and explained simply. To find out what applies to your situation, ask Moovy, our AI assistant.
- ResidenceRegistering, deadlines, papers to keep.Moovy answers questions on this topic
- Public services and online portalsWho does what, digital identity, the order of steps.
- Who does what in the Finnish administration, and in what order should I do my paperwork when I arrive?
- Suomi.fi, bank codes, mobile certificate: how do I identify myself online with the Finnish authorities as a foreigner?
- Tax numberGetting it, before or after you arrive.Moovy answers questions on this topic
- TaxesTax residence, rates, schemes for newcomers.Moovy answers questions on this topic
- HealthcareRegistering, the European Health Insurance Card, the S1 form.
- How do I access healthcare and Kela when I settle in Finland?
- Health insurance required for visas and permits: what EU rules ask (short and long stays)
- SchoolEnrolling your children, international schools, childcare.
- Sending my children to school in Finland: compulsory school, enrolment, languages and French or international schools
- Day care in Finland (varhaiskasvatus): right to a place, enrolment and 2026 fees
- Working for yourselfLegal forms, contributions, VAT, accounting.Moovy answers questions on this topic
- WorkContract, salary, unemployment, recognition of qualifications.
- Working in Finland: finding a job, contract, probation period, pay, working time, leave and recognition of qualifications
- Unemployment in Finland: unemployment fund, work condition, earnings-related allowance, Kela's general allowance (yleistuki) and periods worked in the EU
- HousingRenting, buying, lease pitfalls.
- Renting a home in Finland: lease, deposit, notice, insurance and Kela's housing allowance
- BankingOpening an account, what you will be asked for.
- Opening a bank account in Finland: documents, right to a basic account, bank codes (pankkitunnukset) and mortgage
- Driving licence and carExchanging your licence, registering your car.
- Driving in Finland with a foreign licence: European, British or Swiss licence, and exchange at Ajovarma
- Coming to Finland with my car: car tax (autovero), registration, insurance, annual tax and winter tyres
- RetirementReceiving your pension, settling as a retiree.
- The Finnish pension: retirement age by year of birth, employment pension, national pension (kansaneläke), guarantee pension (takuueläke) and European careers
- Customs and daily lifeLanguage, opening hours, manners, what surprises newcomers.
- Everyday life in Finland: languages, social codes, sauna, nature and mistakes to avoid
These guides give the general rules. Your situation can change the answer: Moovy looks at it with you and tells you when you need a professional.
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