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Living in Gozo: ferries, hospital, property and the quieter side of Malta

By The Hello Expat editorial team·Updated on 21 October 2026·5 min read

In this article
  1. What is living in Gozo like compared with Malta?
  2. Which services exist on Gozo?
  3. What does Gozo property look like for a foreign buyer?
  4. Are the tax schemes cheaper in Gozo?
  5. What about renting and daily costs in Gozo?
  6. How do you organise the paperwork when you move to Gozo?
  7. Is living in Gozo cheaper or more expensive than Malta?
  8. What are the practical drawbacks of living in Gozo?
  9. Is living in Gozo for you?

The ferry leaves Ċirkewwa, the engine hums, and in under half an hour the land ahead is rounder, greener and lower than the one behind you. Living in Gozo is a choice for people who want fields, village squares and a slower week, and who accept that the ferry becomes part of their calendar.

What is living in Gozo like compared with Malta?

Gozo is the smaller, more rural sister island. Malta's tourism authority describes it as reached by ferry, about 25 minutes from Ċirkewwa in the north of Malta or about 45 minutes from Valletta. The pace is calmer and the landscape greener; for anyone who wants to move to Gozo from a city, that is the main attraction. The trade-off is that jobs, large shops and some services are fewer, and anything you need on Malta means a crossing.

Administratively, Gozo is not a separate country: the same agencies, laws and taxes apply. Our Malta checklist works as written, and local offices help you in person.

Which services exist on Gozo?

  • Health: the Gozo General Hospital serves the island, and the public health centres cover Malta and Gozo. The main public hospital, Mater Dei, is on Malta in Msida, so complex or specialist care may involve the crossing. See healthcare in Malta for expats.
  • Administration: Servizz.gov, the one-stop shop for state services, has an office in Victoria. The tax administration (MTCA) has an office in Gozo, and the Housing Authority has a branch in Victoria.
  • Schools: the state schools of Gozo form the Gozo College network, and the induction programme for children who speak neither English nor Maltese is also offered there. See schools in Malta for expats.
  • Driving licence and car: Transport Malta has an office in Gozo for licence exchanges, and roadworthiness test stations operate in Malta and Gozo.
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What does Gozo property look like for a foreign buyer?

The legal framework is the national one, with a few Gozo details. An EU citizen can buy a main residence without a permit; a second home needs an AIP permit until you have five years of continuous residence in Malta, except in Special Designated Areas. In Gozo, the SDAs include Fort Chambray, Kempinski Residences (San Lawrenz) and Vista Point (Marsalforn). Non-EU buyers, including British buyers, need a permit nearly always.

Stamp duty is the standard 5%, with 3.5% on the first €200,000 for a single main residence and 0% on the first €200,000 for a first-ever purchase, if no AIP permit is needed. There is one trap: the old 2% rate for Gozo applied only to deeds signed by 31 January 2024 (or promises declared before). If an advert or an older article quotes 2%, it is out of date. The full process is in buying property in Malta.

Are the tax schemes cheaper in Gozo?

The thresholds are. For the Residence Programme, the Malta Retirement Programme and the Global Residence Programme, the minimum qualifying property is €220,000 to buy or €8,750 a year to rent in Gozo or the south of Malta, against €275,000 and €9,600 elsewhere. The application fee is €5,500 rather than €6,000 for a bought property in the south. The minimum yearly tax does not change. The MTCA lists the full conditions of each scheme.

Ordinary income tax is identical to the rest of Malta: the same scale applies on both islands.

What about renting and daily costs in Gozo?

The Private Residential Leases Act covers Gozo too, and it applies as well to Gozitans who rent in Malta for work or study, and to the reverse. Lease registration, the 5% cap on increases and the exit rules are the same; see renting in Malta. Because the market differs, check local listings; we have no official average rent for the island.

How do you organise the paperwork when you move to Gozo?

When you move to Gozo, the checklist is the same as for Malta, with one advantage: you can do much of it in Victoria. You register your residence with Identità online and attend the biometric appointment (see the eResidence card guide); your employer files the Jobsplus form; you can visit the Servizz.gov office in Victoria for help with state services; and the tax administration has its own office on the island. For a car, Transport Malta has an office in Gozo, and you can register your car within 30 days of its arrival as anywhere else.

The practical question is how often you will cross. If your work is on Malta, count the ferry in your daily schedule. If you work remotely, the ferry matters only for appointments, the airport and the odd specialist consultation; see remote work in Malta. Retirees with an S1 register it with the Entitlement Unit, which sits at St Luke's Hospital in G'Mangia on Malta, but once registered, the Certificate of Entitlement works at the Gozo General Hospital and the health centres as well.

Is living in Gozo cheaper or more expensive than Malta?

The law does not make it cheaper, except for the thresholds of the tax schemes described above. The old Gozo stamp duty rate has ended, income tax is the same, and rent registration, deposit and increase rules do not change. The market is where differences appear, and we have no official average price for rents or properties on either island, so compare listings. Think also about hidden costs: a car is often useful on Gozo, with registration tax, annual road licence and test (see driving in Malta), and the ferry adds a ticket to every trip to Malta.

What are the practical drawbacks of living in Gozo?

  • The crossing. If you work on Malta or your children study there, the ferry adds time to every day. Test the journey before you rent.
  • Roads. Satellite navigation sometimes routes you along narrow roads that are hard to drive, especially in Gozo; see driving in Malta.
  • Services. Complex medical care may mean going to Mater Dei; some shops and activities are concentrated on the main island.
  • Winter. Quieter seasons suit some people and bore others. Visit out of season before you commit.

Is living in Gozo for you?

It suits retirees, remote workers, families who want space and people who value village life. It suits less well anyone who needs a daily commute to the main island, a large international job market or late-night entertainment. Spend a winter week there before you sign a lease, and compare with the other options in the best places to live in Malta. For the daily rhythm and village feasts that are the same on both islands, read daily life in Malta.

Frequently asked questions

How do you get from Malta to Gozo?+

By ferry. The crossing takes about 25 minutes from Ċirkewwa, in the north of Malta, or about 45 minutes from Valletta.

Does Gozo have a hospital?+

Yes, the Gozo General Hospital. Health centres cover both Malta and Gozo, and Mater Dei Hospital in Msida is the main public hospital.

Are Maltese rules the same in Gozo?+

Yes. Tax, lease law, work law and residence rules are the same. Several offices, such as Servizz.gov, the tax administration and the Housing Authority, have a branch in Victoria.

Is property cheaper to tax in Gozo?+

Not any more. The 2% stamp duty rate for Gozo applied only to deeds signed by 31 January 2024. Gozo now follows the Maltese rates. The minimum home value for the tax residence schemes is lower in Gozo.

Can I use Special Designated Areas in Gozo?+

Yes. Fort Chambray, Kempinski Residences in San Lawrenz and Vista Point in Marsalforn are listed Special Designated Areas, where foreigners can buy without a permit.

Sources consulted

  • VisitMalta, Gozo (ferry from Ċirkewwa and Valletta)
  • Exemption of Duty in terms of article 23 Order (S.L. 364.12), former Gozo rate
  • MTCA, The Residence Programme
  • Entitlement Unit, Information regarding Healthcare in Malta
  • International Learners' Directorate, Education

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In this article

  1. What is living in Gozo like compared with Malta?
  2. Which services exist on Gozo?
  3. What does Gozo property look like for a foreign buyer?
  4. Are the tax schemes cheaper in Gozo?
  5. What about renting and daily costs in Gozo?
  6. How do you organise the paperwork when you move to Gozo?
  7. Is living in Gozo cheaper or more expensive than Malta?
  8. What are the practical drawbacks of living in Gozo?
  9. Is living in Gozo for you?

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