hello expatGuideBlog
Create my account
  1. Home
  2. /
  3. Blog
  4. /
  5. Where to live

Renting in Poland: the lease types, deposit and notice rules

By The Hello Expat editorial team·Updated on 21 October 2026·6 min read

In this article
  1. Which kinds of lease exist in Poland?
  2. How much is the deposit?
  3. How do rent increases and notice work?
  4. What does it cost?
  5. Where do you need your lease again?
  6. What are the common mistakes?
  7. How does renting in Poland work step by step?
  8. Which documents do you need for renting in Poland?
  9. What is in the inventory and the deposit?
  10. What can the landlord change during renting in Poland?
  11. What do rents look like?
  12. What are the bills?
  13. Is renting in Poland different for foreigners?
  14. What are the signs of a bad rental?
  15. Where does renting in Poland lead?

The first flat is where many arrivals meet Polish contract law, often in a hurry. The market in the big cities is competitive, listings move fast, and the landlord often has a standard contract in front of him. Renting in Poland works well if you know three things: the lease type, the deposit, and how a tenant can get out.

Which kinds of lease exist in Poland?

According to the fact sheet drawn from the tenants' rights act, there are three forms:

  • The ordinary lease (umowa najmu): written, no notary.
  • The najem okazjonalny (occasional lease): fixed term of up to 10 years, with a notarised statement from you accepting eviction at the end, and the address of another flat where you could live. The landlord must report the contract to the tax office within 14 days, otherwise the special regime does not apply. If you lose the replacement address, you must give another within 21 days.
  • The najem instytucjonalny (institutional lease): by a professional landlord, fixed term, also with a notarised statement.

Understand the notarised statement before you sign an occasional lease: it makes it easier for the landlord to have you leave when the lease ends.

How much is the deposit?

The deposit (kaucja) is usually one month's rent. The cap is twelve times the rent for an ordinary lease and six times for an occasional lease. It must be returned within a month of handing over the keys. Do a written inventory with photos on entry.

How do rent increases and notice work?

The landlord cannot raise the rent more than once every six months. On a lease of indefinite duration, you can leave at any time by respecting the notice period set in the contract. A landlord who terminates must give at least one month's notice, for the end of a calendar month, according to EURES.

Moovy

Moovy, our AI assistant

A question about your situation?

Find out what applies to you in Poland, at any hour: Moovy prepares your file step by step and tells you where to check.

Create my free accountFounders offer on every paid plan, for your first subscription.

A lease is a legal document in a language you may not read. Moovy can explain a clause in plain terms and flag what is unusual. It cannot sign or negotiate for you, and for a contract with high stakes a lawyer's review is worth it.

What does it cost?

The only city rent we can source officially is Warsaw: EURES reports an average of 2,286 zloty a month in the first quarter of 2025, up 2.7% on the year. Bills are not included in general, so ask for the monthly amount of media and the building's administrative charge before you decide. A wider budget is in cost of living in Poland.

Where do you need your lease again?

Your lease, or the landlord's confirmation on the form, is the document that proves your right to occupy the flat when you declare your address at the town hall within 30 days. See residence in Poland for EU citizens. A bank may also ask for it; see bank account in Poland.

What are the common mistakes?

  • Paying before seeing the flat or signing.
  • Signing an occasional lease without understanding the notarised declaration.
  • Ignoring the building charge. Ask how much it is and what it covers.
  • Having no inventory. The deposit fight is easier to win with dated photos.
  • Not checking the landlord's right to rent. Ask for ID and, if in doubt, the land-register number.

If you plan to stay for years, consider buying property in Poland. For cities, see best places to live in Poland.

How does renting in Poland work step by step?

  1. Search. Use listing portals or an agency. Charges (media: water, electricity, heating) are generally not included in the rent. Ask for the monthly amount.
  2. Choose the lease type. An ordinary lease for most people; read the statement carefully if the landlord proposes an occasional lease.
  3. Check who you are dealing with. Ask for the landlord's identity document and, if you can, the land-register number of the flat.
  4. Sign in writing, and pay only after signing.
  5. Pay the deposit and document the condition of the flat with a written inventory and dated photos.
  6. Declare your address at the town hall within 30 days, using the lease or the landlord's confirmation. See residence in Poland for EU citizens.

Which documents do you need for renting in Poland?

An identity card or passport is enough for an ordinary lease. For an occasional lease, you add the notarised declaration submitting to enforcement and committing to leave, and the address of another flat where you could live, as set out in article 19a of the tenants' rights act. The landlord must report the contract to the tax office within 14 days, otherwise the special regime does not apply. If you lose your replacement address, you have 21 days to give another.

What is in the inventory and the deposit?

The deposit is usually one month's rent, with a cap of twelve months for an ordinary lease and six for an occasional lease. It must be returned within a month after the keys are handed back. The deposit is only as secure as your proof of the flat's state: describe every scratch, photograph meters and note their readings. Our fact sheet's advice is to make a written inventory with photos on entry, and that is the habit that saves arguments.

What can the landlord change during renting in Poland?

The landlord cannot raise the rent more than once every six months. If the lease has no end date, you may leave at any time, respecting the notice period in the contract. A landlord who ends the lease must give at least one month's notice, for the end of a calendar month (EURES). If you want details of your rights in a dispute, a lawyer or a tenants' organisation is the right place; we cannot judge a case from outside.

What do rents look like?

The only figure from an official source is the Warsaw average: 2,286 zloty a month in the first quarter of 2025, up 2.7% over a year, according to EURES. Gdansk is reported as similar and Katowice as lower. For other cities, use current listings. The full picture of costs is in cost of living in Poland, and a city comparison in best places to live in Poland.

What are the bills?

Water, electricity and heating are separate (media), and a flat in a block usually has a monthly administrative charge (czynsz administracyjny) for the building. Ask whether the charge is included, how the meters are read and who contracts the utilities. For a building with shared heating, the charge may cover it.

Is renting in Poland different for foreigners?

The lease is the same for everybody, but a foreigner is more exposed to two problems: not reading the contract and not knowing local practice. Ask for the lease in a language you can read, or have it translated before you sign. Banks and offices may ask for proof of address, so a lease in your own name matters.

What are the signs of a bad rental?

A landlord who wants cash before you have seen the flat, who refuses a written lease, who will not give an ID, or who pushes an occasional lease without explaining the notarised statement. Walk away. A flat that is too cheap for its district is usually either small, noisy or not what it appears.

Where does renting in Poland lead?

If the rental becomes long-term, you might consider buying; see buying property in Poland, where the 2% tax, the notary and the land register are explained. If you are still deciding where to live, begin with moving to Poland.

Housing support (dodatek mieszkaniowy) has an income ceiling that EURES lists at 3,272.69 zloty a month for a single person (year not stated), so it is unlikely to be relevant if you are working. Laws change; read the current text on isap.sejm.gov.pl or ask a professional before you sign.

Frequently asked questions

Do I need a written lease in Poland?+

An ordinary lease is written and needs no notary. Never pay before you have signed.

How much is the deposit?+

Usually one month's rent. The cap is twelve months for an ordinary lease and six for a najem okazjonalny. It must be returned within a month of handing back the keys.

What is a najem okazjonalny?+

A fixed-term occasional lease of up to 10 years, with a notarised declaration by the tenant to leave at the end of the lease, and the address of another flat.

How often can the landlord raise the rent?+

Not more than once every six months.

Are bills included in rent?+

Usually not. Water, electricity and heating (media) are charged separately, plus the building charge (czynsz administracyjny).

Sources consulted

  • EURES, Living and working conditions: Poland
  • Sejm legal database (ISAP), Act on the protection of tenants' rights

Your move, one step at a time.

Create your free account and ask Moovy your questions. The Founders offer applies to your first subscription, on every paid plan.

Create my free account

In this article

  1. Which kinds of lease exist in Poland?
  2. How much is the deposit?
  3. How do rent increases and notice work?
  4. What does it cost?
  5. Where do you need your lease again?
  6. What are the common mistakes?
  7. How does renting in Poland work step by step?
  8. Which documents do you need for renting in Poland?
  9. What is in the inventory and the deposit?
  10. What can the landlord change during renting in Poland?
  11. What do rents look like?
  12. What are the bills?
  13. Is renting in Poland different for foreigners?
  14. What are the signs of a bad rental?
  15. Where does renting in Poland lead?

Read next

Where to live

Buying property in Poland as a foreigner: notary, 2% tax and permit rules

Buying property in Poland as a foreigner: the notary deed, the 2% civil-transactions tax and first-home exemption, fees, and who needs a permit.

6 min read
Where to live

Best places to live in Poland: Warsaw, Krakow, Wroclaw, Gdansk and Poznan

Best places to live in Poland: Warsaw, Krakow, Wroclaw, Gdansk and Poznan compared on jobs, schools, housing figures and what to check before choosing.

5 min read
Paperwork

Residence in Poland for EU citizens: registering your stay at the voivodeship office

Residence in Poland for EU citizens: the three-month deadline, the documents the voivodeship office asks for, the free certificate and the town hall step.

7 min read
hello expat
GuideBlogNeed protection?Create my accountLegal noticePrivacyTerms and conditionsLivro de Reclamações (complaints book)
© 2026 Hello Expat