The blog
Sweden, from the inside.
Paperwork, daily life, neighbourhoods, budget, culture: everything we wish we had known before unpacking.
Swedish personal number: personnummer or samordningsnummer, which one do you need?
Swedish personal number: personnummer when you register for a year, samordningsnummer for a short stay, the identity check, delays and uses.
6 min readFamily and workStart a business in Sweden: enskild firma, aktiebolag and F-skatt
Start a business in Sweden: sole trader, partnership or aktiebolag (25,000 SEK capital), registration costs, F-skatt and the verksamt.se portal.
6 min readFamily and workSchools in Sweden for expat children: preschool, free schools and the French lycée
Schools in Sweden for expat children: free school from age 6, capped preschool fees, 525 free hours at 3, friskolor and the French lycée.
6 min readFamily and workRetiring in Sweden: the S1, tax on your foreign pension and the Swedish state pension
Retiring in Sweden: moving with an EU pension, the S1 for healthcare, tax on a foreign pension, the garantipension and SINK if you leave.
6 min readPaperworkResidence in Sweden for EU citizens: the population register and the one-year rule
Residence in Sweden for EU citizens: no permit, but registration with the Tax Agency if you stay a year. Right of residence, documents and insurance trap.
7 min readWhere to liveRenting in Sweden: housing queues, second-hand contracts and how to avoid scams
Renting in Sweden as a newcomer: housing queues, second-hand (andrahand) contracts, the 15% furniture cap, 3-month notice and how to spot scams.
6 min readPaperworkOpening a bank account in Sweden: the personnummer circle and your right to a basic account
Bank account in Sweden for newcomers: what banks ask, the right to a basic payment account for EU residents, the personnummer problem and BankID.
6 min readPaperworkMoving to Sweden: the step-by-step guide to your first weeks
Moving to Sweden as an EU citizen: the order of the paperwork, from the population register to your personnummer, BankID, bank account and healthcare.
6 min readPaperworkMoving to Sweden from the UK after Brexit: what you need now
Moving to Sweden from the UK after Brexit: why you need a permit, who kept status, the 34,470 SEK work permit salary, driving, healthcare and tax.
6 min readDaily lifeLiving in Sweden: SFI, fika, Systembolaget and the unwritten rules
Living in Sweden day to day: free SFI Swedish courses, fika and lagom, Systembolaget hours, recycling, nature access, holidays and emergency numbers.
6 min readBudgetIncome tax in Sweden for new residents: rates, the May return and the expert tax relief
Income tax in Sweden for new residents: 32.38% average municipal rate, 20% state tax above 643,000 SEK, the May return and expert tax relief.
7 min readHealthHealthcare in Sweden for expats: regions, patient fees, the high-cost cap and 1177
Healthcare in Sweden for expats: access via the population register, the EHIC in the gap, regional patient fees, the Stockholm 1,450 SEK cap and the S1.
6 min readPaperworkDriving in Sweden: your licence, registering a car, congestion tax and winter tyres
Driving in Sweden as a newcomer: EU licence validity, exchanging a UK or Swiss licence for 375 SEK, importing a car, congestion tax and winter tyres.
7 min readBudgetCost of living in Sweden: tax, childcare, healthcare caps and everyday costs in kronor
Cost of living in Sweden for newcomers: the costs fixed by law in 2026, from childcare caps and the 1,450 SEK healthcare ceiling to tax and city tolls.
6 min readWhere to liveBuying property in Sweden as a foreigner: bostadsrätt, stamp duty and the 10% deposit
Buying property in Sweden as a foreigner: no permit needed, bostadsrätt or house, 1.5% stamp duty, 825 SEK registration, 10% deposit and amortisation.
6 min readWhere to liveBest places to live in Sweden: Stockholm, Gothenburg, Malmö and Uppsala
Best places to live in Sweden for expats: Stockholm, Gothenburg, Malmö and Uppsala compared on housing queues, tolls, schools and daily life.
6 min readPaperworkBankID in Sweden: how to get a digital ID as a newcomer, and what to use meanwhile
BankID in Sweden for newcomers: who can get it, why it needs a personnummer and a bank, what Freja+ and Sverige-id offer, and how to avoid fraud.
6 min readYour move, one step at a time.
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